logo
  • Home
  • Home Purchase
  • Refinance
  • Apply Now
  • Today's Rates
  • Resources
    • Loan Programs
    • Loan Process
    • Mortgage Basics
    • Mortgage Calculators
    • Online Forms
    • FAQ
  • About
  • Contact
  • Blog
  • (251) 616-0005
logo
  • Home
  • Home Purchase
  • Refinance
  • Apply Now
  • Today's Rates
  • Resources
  • Loan Programs
  • Loan Process
  • Mortgage Basics
  • Mortgage Calculators
  • Online Forms
  • FAQ
  • About
  • Contact
  • Blog
  • (251) 616-0005

Should I pay points to lower my interest rate?

Yes, if you plan to stay in the property for a least a few years. Paying discount points to lower the loan's interest rate is a good way to lower your required monthly loan payment, and possibly increase the loan amount that you can afford to borrow. However, if you plan to stay in the property for only a year or two, your monthly savings may not be enough to recoup the cost of the discount points that you paid up-front.

Mortgage Calculator

Our user-friendly calculator puts you in charge of estimating your mortgage payment.

Calculate Now

About Us

We treat our clients like family.  We love what we do, and it show's.  Call Now to begin your pre-qualification.

Company NMLS: 369470
www.nmlsconsumeraccess.org

Contact Us

307 S McKenzie St, Room 114
FOLEY, Alabama 36535
Phone: (251) 616-0005
blehmann@usa-mortgage.com

Disclaimers

  • Legal
  • Privacy Policy
  • Site Map

Resources

  • Loan Programs
  • Loan Process
  • Mortgage Basics
  • Mortgage Calculators
  • Online Forms
  • FAQ

LenderHomePage Powered By LenderHomePage.com